Category Archives: Understanding Credit

From No Credit To Perfect Credit – Tips for Building Up Your Credit

Most people know that a low credit score can have massive negative ramifications on their lives. From hiked up interest rates, to mortgage rejections – bad credit can make all of your financial dreams seem completely out of reach. What if we told you that having NO credit, is almost as bad as having bad […]

Improving Your Credit Score in 4 Simple Steps

Many consumers are starting to learn how to use their credit score to their advantage and improve their credit score over time. We are seeing credit scores increase over time from a large number of consumers, mostly because people are learning to use their credit better. FICO (which is used to calculate most credit scores) […]

The Difference Between Credit Repair and Credit Rebuilding

When it comes to telling the difference between repairing your credit, and building it, ask yourself which camp you fall into: Low Credit, or No Credit? Low credit means a low credit score – which is a bad credit score. Bad credit scores can hinder you from getting approved for loans, credit applications, and mortgages. […]

What are Primary Accounts & Authorized Users? How do they Rebuild Credit?

If you have recently cleaned up your credit – that is, removed collections, and other negative items from your report – you might notice that your credit profile has reverted to a stage of infancy. You’re back at square one! Clean credit is one thing, but not having any credit history can hurt you almost […]

10 Top Tips for Credit Score Improvement

Your credit score might not be on your mind all the time, but it can seriously affect you in ways you may not realize. Your score plays a role in determining if you are accepted for mortgages, and it determines what rate you pay for insurance and interest. It can even play a part in […]

10 Different Methods for Improving Your Credit Score

When your credit score is low, it can cost you and it can create a lot of stress. But there is hope. Bad credit doesn’t have to be a stain on your record forever. You can make changes that will affect your score positively, and get your finances back where they need to be. 1. […]

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