Welcome to

CREDIT UNIVERSITY

Powered by Approved Credit Score

Enroll Now For Free:

20 Steps to Improve Your Credit eBook
Perfect Credit Formula Cheatsheet
Complete DIY eCourse to Credit & Funding
Insider Credit Tips & Funding Insights Newsletter
Access to Personal Credit Coach

100% FREE Lifetime Membership

Is a Credit Card Right for Everyone?

Americans no longer rely on credit cards the way they used to. Ever since the GFC, attach rates have gone down and most people report to carrying less credit now than they did back in the early 2000s. They also tend to pay off their full balance and pay on time more often than they […]

Three Steps for Improving your Credit Score

Those looking to improve their credit score need only follow these three simple steps. Then just give it some time and they will see major improvements. Your credit score is kind of like your financial report card. It tells lenders how you are faring financially and how you handle your finances. A good credit score […]

Why Is a Credit Report Important?

The credit report summarizes all your financial details. Your credit score won’t be on your actual report, but this three-digit number is a representation of your creditworthiness. It is comprised of the various information on the report. Your credit report will include information such as your current address, your date of birth and name. It […]

What Your Credit Score Means to Different Aspects of Your Life

If you are going to take care of your credit score, then you need to have good spending habits. This means paying your bills when they are due, keeping your credit cards paid off as much as possible, negotiating with collections agencies and debtors and not applying for lots of cards or loans at once. […]

“My Credit Score Improved by 200+ Points!” – ACS Success Story

The team at Approved Credit Score love what we do, because when we succeed, so do our clients. We helped Sean B. reclaim his financial future, by improving his score by over 200 points! “Anthony has given an amazing gift to me by cleaning up my credit. He took my score from the low 400’s […]

The Difference between No Credit Score and a Low Credit Score

The problem with a credit history is that no one wants to give you any credit until you have an established credit history, but it takes credit to be able to build up that history. It’s a chicken and the egg problem. You should begin your efforts toward a better score by getting a free […]