Last Updated on 01/12/2017Money back guarantee – If our compliance team and/or credit coaches has been unsuccessful completing a minimum of 25% of your personalized plan, outlined from the initial consultation, then Approved Credit Score will issue a refund.*Personalized Plan consists of consultation with an Approved Credit Score credit strategist, discussion on how to achieve your goals, credit analyzer summary report demonstrating a snap shot of your credit report, credit education on how to achieve an 800 Fico score, tools and resources advised to assist to reestablish and improve credit. Results may vary.Money back guarantee is voided if any new derogatoriness, inquires, excessive credit card balances increase, etc. that results in the decrease of your credit report not controlled by Approved Credit Score.No cash refunds – refunds are credit back to the original form of payment. IMPORTANT DISCLOSURES:By using your Credit Card or Bank Account, via PayPal or otherwise, you hereby agree that you will not, under any circumstance, initiate any Dispute/Chargeback with your Card Issuer or Bank until you have sequentially completed the two step process below:First: Attempt first to settle the dispute by online mediation administered by the American Arbitration Association under its Commercial Mediation Procedures. This can be done here: https://apps.adr.org/webfile/ Second: Submit a claim to be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules and judgment on the award rendered by a single arbitrator may be entered in any court having jurisdiction thereof. This can be done here: https://www.adr.org/webfile/faces/home