Tag Archives: credit reporting agencies

Improving Your Credit Score in 4 Simple Steps

Many consumers are starting to learn how to use their credit score to their advantage and improve their credit score over time. We are seeing credit scores increase over time from a large number of consumers, mostly because people are learning to use their credit better. FICO (which is used to calculate most credit scores) […]

7 Ways to Make Your Credit Score Increase

You can greatly improve your credit score by employing the strategies detailed below. Your credit score plays a big part in determining how much you pay for loans, what your interest rates will be and whether you not you are approved for credit. More than half of all Americans have a subprime credit score. If […]

10 Top Tips for Credit Score Improvement

Your credit score might not be on your mind all the time, but it can seriously affect you in ways you may not realize. Your score plays a role in determining if you are accepted for mortgages, and it determines what rate you pay for insurance and interest. It can even play a part in […]

5 Ways to a Better Credit Score

The credit standards that lenders use are becoming more and more restrictive. They are tracking credit scores more closely, and your credit rating is becoming a more integral part of your finances than ever before. If there are problems in your credit score, then it can really hold you back from getting a loan, or […]

Your Path to a Better Credit Score

Most Americans have a credit score of around 625, and that’s a long way from perfection. If yours is less than perfect, you can take steps to improve it. Having a low credit score can ensure you miss out on some great financial opportunities. Low scores mean high interest rates, higher insurance rates and fewer […]

Why Is a Credit Report Important?

The credit report summarizes all your financial details. Your credit score won’t be on your actual report, but this three-digit number is a representation of your creditworthiness. It is comprised of the various information on the report. Your credit report will include information such as your current address, your date of birth and name. It […]

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