Tag Archives: lifestyle

How to Spend Less and Save More

We all know that spending less and saving more would make life a whole lot easier. But why is it so hard to do? Because we are focussed on goals, not systems. What does that mean? When we are goal focussed with our budget, we often think in aspirational terms, such as “I want to […]

How to Get Your Credit Score and FICO Score Back on Track

If you are looking to improve your credit score or fix a bad credit score, then you should know the process is just as tough and time intensive as losing weight. You can’t take any shortcuts or you will suffer some severe consequences. Your credit score repair efforts need to be done carefully and over […]

10 Top Tips for Credit Score Improvement

Your credit score might not be on your mind all the time, but it can seriously affect you in ways you may not realize. Your score plays a role in determining if you are accepted for mortgages, and it determines what rate you pay for insurance and interest. It can even play a part in […]

7 Things You Can Do to Improve Your Credit Score

Lenders will use your credit score to determine how much of a risk you are. Most consumers will have three credit scores, and these come from TransUnion. Experian and Equifax. These three main credit bureaus track your credit information and give lenders a report to look over, and determine how risky it is to lend […]

Is a Credit Card Right for Everyone?

Americans no longer rely on credit cards the way they used to. Ever since the GFC, attach rates have gone down and most people report to carrying less credit now than they did back in the early 2000s. They also tend to pay off their full balance and pay on time more often than they […]

What Your Credit Score Means to Different Aspects of Your Life

If you are going to take care of your credit score, then you need to have good spending habits. This means paying your bills when they are due, keeping your credit cards paid off as much as possible, negotiating with collections agencies and debtors and not applying for lots of cards or loans at once. […]

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